The amount you can recover in an auto accident claim will generally depend on two factors: The amount of harm you have suffered and the amount of available insurance coverage.
To compensate you for the economic and non-economic harm you have suffered, a personal injury lawsuit will generally seek damages for:
- Property damage (car repair or replacement)
- Past and future medical expenses
- Lost wages and diminished future earning capacity
- Pain and suffering
- Scarring and disfigurement
- Emotional distress.
In some instances, you may be able to seek punitive damages after a car accident. These damages are awarded to punish defendants for particularly reckless conduct and to deter others from this type of conduct.
To recover these damages, you typically turn to the at-fault driver’s liability insurance or your own uninsured motorist (UM) or underinsured motorist (UIM) coverage (or a combination of these policies). Auto insurance policies have limits on how much they pay out after a crash. Your recovery generally will not exceed these limits.
If you would like to learn more, please see our page on What You Can Recover in a South Carolina Car Accident Case.
Posted in: Car Accidents