Supplemental Security Income
Supplemental Security Income (SSI) is a federal program that provides benefits to people who, through no fault of their own, cannot work to earn a living. Benefits are based on financial need. Those who are ineligible for Social Security Disability (SSD) benefits may find that they are eligible for SSI assistance.
SSI is usually paid to children or adults whose disabilities have prevented them from ever entering the workforce. SSI benefits also are payable to people age 65 and older without disabilities who meet the financial limits.
However, applicants can face obstacles while seeking SSI benefits. An experienced disability benefits attorney can help you to overcome those challenges.
If you have been turned down for SSI benefits, contact the lawyers at Harrison, White, Smith & Coggins, P.C. We have helped many disabled residents in Spartanburg, Greenville and elsewhere in Upstate South Carolina to obtain the SSI assistance they deserve.
Are You Eligible for Supplemental Security Income?
Supplemental Security Income makes monthly payments to people who have low income and few resources and who are:
- Age 65 or older, or
- Totally or partially blind, or
- Disabled (has a medical condition that keeps one from working and is expected to last at least one year or result in death).
In addition, your financial resources – savings, stocks, bonds and other assets – cannot exceed $2,000 ($3,000 if you are married). If an applicant is younger than 18, the applicant’s parents’ assets are taken into consideration.
The Social Security Administration (SSA) does not count everything you own or all of your income. For instance, the first $20 you receive each month and the first $65 you earn each month are not counted. If you own a house that is your primary residence, it is not counted as an asset. Benefits such as home energy and nutritional assistance are not counted.
The monthly maximum SSI benefits are adjusted each year based on cost of living. The SSI benefits in 2014 are:
- $721 per month for individuals
- $1,082 for couples.
SSA rules can make it difficult to determine your eligibility for SSI benefits or to project what you may receive if your application is approved. It will help you significantly to have an attorney by your side to answer your questions, provide helpful advice and carefully navigate your claim through the SSA’s benefits system.
We Help Applicants Seek SSI Payments
If your SSI application is turned down, the SSA will advise you by letter. You will have 60 days from the date on that letter to make a written request for a reconsideration of your application.
If your claim is denied again, you may request a hearing before an Administrative Law Judge (ALJ). If you filed for SSI benefits through one of the local SSA field offices in Greenville, Spartanburg or Anderson, your hearing would be held in Greenville. The average wait time for a hearing in that office is 14-16 months.
Further appeals would go to the Social Security Appeals Council in Virginia or the U.S. District Court for the District of South Carolina, which features courthouses in Spartanburg and Greenville.
If you have been turned down for SSI benefits, you would benefit from having an experienced SSI attorney review your claim and help you to achieve success on appeal. For instance, during the time you are waiting for your hearing, your lawyer can be diligently preparing your case and making sure that the ALJ will have the most up-to-date medical information available.
Contact a Spartanburg SSI Benefits Lawyer Today
At Harrison, White, Smith & Coggins, P.C., we realize how important SSI benefits are to you. Our goal is to ease your anxiety about the disability process, help you to understand what lies ahead as you seek benefits and present your case in the most persuasive way possible.
Call us or complete our online form to set up a free initial consultation today.
Sources / More Information
- Supplemental Security Income (SSI) Benefits, Social Security Administration