If I receive Social Security Disability benefits, can my family receive benefits?

Yes, certain members of your family may qualify for benefits based on your record. However, there are limits.

If you receive disability benefits, any children under 18 or (or 19 and still in high school) may receive a dependent benefit.  However, this benefit is not available if your only benefit is a Supplemental Security Income (SSI) benefit.

Other types of benefits also may be available to your family members based on your record.  These include retirement or disability benefits for a spouse (including a divorced spouse) and benefits for children (including a disabled minor child or an adult child disabled before age 22). These family members can receive up to 50 percent of your disability rate if they meet other eligibility requirements.

However, the total amount received by you and your family members each month generally cannot exceed between 150 to 180 percent of your disability benefit. If the total exceeds that maximum amount, your benefits will not be impacted. However, family members’ benefits will be reduced.

You can learn more about Family Benefits at the SSA website.

Posted in: SSD FAQs